Buy Now Pay Later Instant Approval

Did you know that it is possible to sign up for the Buy Now Pay Later payment system and get approved instantly? This payment option allows you to buy something immediately and pay for it later without having to wait long for approval. This usually takes place after applying at checkout, removing the red tape that may discourage you from using this payment option in the future.

 What are the benefits of BNPL instant approval?

• You enjoy a fast checkout experience with no delays during shopping
• You don’t have to wait long for approval, as it takes place in seconds.
• You can shop conveniently online and in-store.
• The paperwork is minimal, only requiring personal information.
• Future checkouts are quick and easy.
• You get instant feedback on whether you can use the service.
• The BNPL payment option becomes accessible to more people.
• You can decide quickly whether or not you can afford the purchase in installments.

 List of Stores/Catalogs/Websites offering Buy Now Pay Later Instant Approval

 1. Fingerhut

• Approval using Fingerhut is quick and straightforward, even for customers who may not have good credit histories, making it a popular payment option for many people.
• Fingerhut is both a store and a BNPL catalogue, as it allows you to browse products available for financing and lets you shop directly on its website, then pay later through monthly installments.
• Some of the items available on the Fingerhut catalog include:
  • Electronics
  • Furniture
  • Appliances
  • Toys and Games
  • Home Décor
  • Clothing and Jewelry
  • Outdoor and Sports Equipment
  • Beauty Products

2. Afterpay

• Afterpay is a BNPL payment service that allows you to split your purchases into 4 interest-free payments. It offers instant approval at checkout for eligible products.
• This website does not require a traditional credit check.
• You can use Afterpay to purchase eligible products in the following categories:
  • Accessories
  • Electronics
  • Health and Beauty
  • Clothing

3. Klarna

• Klarna is a payment service that offers buy now pay later instant approval at checkout on eligible products.
• Approval is instant based on a soft credit check that does not affect one’s credit score. Within seconds of making your application, Klarna tells you if you are approved and offers you a payment plan.
• Though Klarna is not a BNPL catalog, it gives you the freedom to shop at various stores where it is registered as a payment service for the items below.
  • Fashion
  • Home goods
  • Beauty products
  • Electronics

4. Affirm

• Affirm is another BNPL website that offers instant approval for purchases made and paid for over time.
• Approval is instant, though sometimes a soft credit check may be required.
• Affirm partners with online and in-store retailers like Walmart, Adidas, Best Buy, Expedia, etc., giving customers access to home appliances, clothing, and electronics, among other products.

 5. PayPal Pay in 4

• The PayPal Pay in 4 BNPL service works in any online store that accepts PayPal. Approval is instant, subject to a soft credit check.
• Once the approval process is complete, you will know what payment plan you qualify for.
• Some of the retail websites where you can use PayPal include Amazon, Best Buy, Walmart, Etsy, and Nike.

 6. Zip

• Zip is another of the BNPL services that allows you to shop at various online partner stores and pay for your purchase in four equal interest-free installments.
• Approval is quick, easy, and instant. You only need to have a soft credit check done, then you can proceed with your purchase.
• Some of the retailers where you can buy clothing, furniture, electronics and other items include Amazon, Target, Nike, and Apple.

7. Sezzle

• Sezzle is another BNPL service that offers buy now pay later instant approval services to its customers. Simply make your purchase, select Sezzle at checkout, and a soft credit check will be done, followed by instant approval.
• After this, your purchase is split into four interest-free payments.
• You can use Sezzle to purchase clothing, beauty products, and home goods from partner retailers like Kohl’s, Target, and Best Buy.

8. FlexShopper

• FlexShopper is both a BNPL catalog and service. It has a variety of products on its website that you can purchase using its flexible BNPL lease-to-own terms.
• Approval is instant based on a soft credit check that assesses your application within seconds and gives instant feedback.
• There are a variety of products available on the FlexShopper catalog, including appliances, electronics, furniture, etc.

If you are looking for a BNPL service or catalog that offers you buy now pay later instant approval, try these out!