- Would you like to replace or upgrade your laptop but don’t have the money to do so at the moment? Well, you can register for a Buy Now, Pay Later option to pay for your laptop. This payment option allows you to purchase a laptop immediately and then pay for it over time in equal installments. Some providers may even offer interest-free payments, while others will charge interest and late payment fees for missed installments.
- With this option, your laptop becomes more accessible and affordable as you do not have to make the full payment at once.
What is the procedure for buying a laptop using the BNPL option?
- Select your laptop from a retailer that offers the option of buy now, pay later.
- Select the BNPL payment option at checkout.
- If you are not already registered for a BNPL payment option, apply and wait for approval.
- Receive approval and select a convenient payment plan.
- Make the initial payment (if required).
- Receive your new laptop even without paying the full amount.
- Pay in installments as per the schedule you agreed to.
- Complete your payments.
- Settle your installments on time to avoid penalties and affecting your credit score.
Buy Now Pay Later Laptops Sites
1. Affirm
- To make use of the BNPL payment option that Affirm offers, shop in your favorite stores and then select Affirm at checkout. If you have the Affirm app, simply request a virtual card.
- With this service, you can pick the payment option that works for you, either 4 interest-free payments every two weeks or monthly installments.
- You can also set up AutoPay to manage your payments so that you never miss a payment. In case you do miss a payment, don’t worry, as Affirm does not charge any fees for that.
2. Zip
- Zip is one of the options you can use to get yourself one of the buy now pay later laptops available on the market. Choose what kind of laptop you need today, and pay it off in four easy installments over six weeks.
- This BNPL option helps you to manage your budget by breaking up your large purchases into smaller, stress-free payments.
- Download the Zip app and register for the service, and you will have your new laptop in your hands sooner than you expected!
3. Afterpay
- If you are looking for a buy now, pay later service that offers four interest-free installments, sign up for Afterpay! This service helps you stick to your budget and earn rewards when you shop and also gives you access to a wide range of laptops and laptop accessories online and in-store.
- Simply make your first payment upfront and then spread the other three payments over time. The best part is that if you pay for your laptop in four installments, there is no interest!
- The Afterpay app has a digital Afterpay Card that makes in-store shopping quick and easy!
4. Leaseville
- Leaseville is a lease-to-own service that gives customers the opportunity to get products without credit and then pay over time through weekly or monthly payments. These payments are usually 26 bi-weekly payments over 12 months.
- This service gives you the option of owning a laptop after completing all the payments or opting for an early buyout to save on costs. Also, you can purchase this laptop at a reduced price within the first 100 days after making your first payment.
- Simply apply online, choose your preferred laptop, set up the payment schedule, and receive it after making the initial payment. Note that approval is not based on your credit score but on your income.
5. Stoneberry
- Stoneberry is a BNPL retailer that offers friendly and flexible payment plans for laptops. This service is offered through its Stoneberry Credit Program, which allows customers to buy their favorite items and pay low monthly installments over time.
- Monthly payments start as low as $5.99 per month. Approval to this program is subject to a credit check. Note, also, that there are no annual fees for holders of Stoneberry Credit accounts.
6. Klarna
- Klarna is another service that allows customers to access buy now pay later laptops. Some of the benefits of this BNPL service are secure shopping, flexible payments, and fast checkout.
- Shop for your favorite laptop brands online or in-store, and then select how you want to pay. The options available are Pay in full, Pay in 4 interest-free payments, or Pay over time.
- Klarna makes it easier to save money when you purchase what you love!
7. Sezzle
- Sezzle offers two great payment options for customers. The first one is paid 50% at the time of purchase, and 50% two weeks later, with no interest charged!
- The second payment option is splitting the total cost into four equal payments. The first payment is due at checkout, and the rest is automatically deducted every two weeks.
- In case you’re not able to make a payment on time, Sezzle lets you reschedule it for free.
Purchasing one of the buy now pay later laptops using the BNPL services listed above is a great way to upgrade to the latest model!
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