Top 10 Order Now Pay Later Websites

Are you looking for a convenient way to purchase items without paying the full amount at once? The order now pay later system is the way to go!

What is Order Now Pay Later?

• An order now pay later platform allows customers to buy items and then delay payment to a later date. Once you settle on a repayment plan, you put in your first payment and then wait for when the next payment is due.
• Most platforms will give you the option of settling the cost in installments over a specified period.

Benefits of the order now pay later system

1. This system gives customers flexibility in acquiring products. They can make their desired purchases immediately even if they don’t have all the money.
2. The repayment period is spread over weeks or months, depending on the payment option chosen and the terms offered by the provider.

Below are the top 10 order now pay later websites.

10. Uplift

• Uplift is an order now pay later website that helps you split your purchase costs into monthly payments. Payments are due monthly between three months and 2 years.
• This service does not charge prepayment penalties or late fees. Also, the application process is stress-free, quick and easy!

9. Laybuy

• Laybuy allows you to receive your purchase immediately and then spread the cost over 6 weeks. It offers a safe and secure payment option to clients.
• This platform does not charge interest or additional fees. Also, you can use its services both in-store and online.

8. Splitit

• Splitit offers customers the option of delaying payment for their purchases until after the item has been delivered. The retailer takes the first installment immediately, and then schedules the remaining monthly payments for the same date every month.
• The outstanding amount for purchases is authorized to the customer’s card to guarantee future payments. This authorization however gets smaller with each repayment.
• Splitit does not charge interest or hidden fees.

7. Apple Pay Later

• Apple Pay Later is one of the top 10 order now pay later websites. If you sign up with this provider, you will pay for your desired item in 4 equal installments.
• This payment option is available for purchases up to $1000. Apple Pay Later also does not charge interest or late fees.
• Note that to sign up with this provider you will have to go through a soft credit check as part of the application process.

6. Zip

• Zip allows for payments for immediate purchases to be spread out over six weeks. One great benefit of this service is that you can change the payment due date at any time.
• This platform does not require credit checks, and as such, using it does not affect your credit score. Note, however, that there is a $1 convenience fee charged, as well as a $1 – $10 late payment fee.

5. Sezzle

• Sezzle is the best platform to use if you need to reschedule your payments. You can reschedule your payments up to three times for a small fee.
• It offers a Pay in Four payment plan and a monthly payment plan. The Pay in Four payment plan does not attract any interest. The monthly payment plan, however, attracts interest of between 5.99% and 34.99%.
• The Pay in Four payments must completed in six weeks, and monthly payments between three and 48 months.

4. PayPal Pay in 4

• PayPal Pay in 4 does not charge sign-up or late fees. It’s a great option for you if your income tends to be irregular!
• It has two payment plans, i.e. the Pay in Four which does not attract any interest, and the monthly plan which attracts between 9.99% and 35.99% interest.
• If you choose the Pay in Four plan, you must complete your payments in six weeks. The monthly plan however allows you to complete your payments in six, 12, or 24 months.

3. Klarna

• Klarna offers a variety of payment plans for you to choose from. These are the Pay in Four plan, the Pay in 30 plan, and the monthly plan.
• The Pay in Four and Pay in 30 plans do not attract any interest. The monthly plan however attracts interest of 7.99% to 29.99%.
• The repayment periods are as follows: six weeks for the Pay in Four plan, 30 days for the Pay in 30 plan, and 6-24 months for the monthly plan.

2. Afterpay

• Afterpay is another of the top 10 order now pay later websites. If you sign up for this service, you enjoy zero interest for the Pay in Four payment plan.
• The monthly payment plan requires that you complete your payments in 6-12 months, while the Pay in Four plan requires completion in six weeks. Note, also, that the monthly payment plan attracts up to 35.99% interest.
• Afterpay also allows you to change your payment due date any time you need to.

1. Affirm

• Affirm is a great option for customers who are looking for long-term financing for their purchases. If you choose the monthly payment plan, you have up to 48 months to complete your payments!
• This service does not charge late payment fees. There is however a 0-36% interest charge for the monthly payment option.

Isn’t it great to know that these top 10 order now pay later websites are available for you to use? Sign up today and start purchasing your dream items!